Faith & Finances: A Christian’s Guide to Giving, Budgeting, and Building Wealth

Most financial guides treat giving as optional. This one starts there. Faith & Finances walks through a complete financial system built on tithing first — then covers everything you need to actually run your money well: a zero-based budget, an emergency fund plan, a debt payoff strategy, credit repair, and an investment priority ladder.

Inside, you’ll find:

• A tithe-first framework for structuring every other financial decision

• A 5-step zero-based monthly budgeting method

• A 3-phase plan for building a full emergency fund

• Avalanche vs. snowball debt payoff strategies, compared plainly

• A full breakdown of what actually makes up your credit score

• 3 ready-to-use dispute letter templates (inaccurate items, fraud/identity theft, goodwill late-payment removal)

• A step-by-step guide to clearing errors from your LexisNexis consumer file, plus a dispute letter template

• A three-bucket savings system and a clear investment priority ladder (employer match → HSA → Roth IRA → 401k max → brokerage)

This isn’t a devotional — it’s a reference guide you’ll come back to. Print it, highlight it, and use the letter templates directly.

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